Medical expenses in India are rising rapidly, making healthcare unaffordable for many.

• Even a short hospital stay can cost anywhere between ₹50,000 to ₹2,00,000.
• Specialist treatments and surgeries push costs even higher.
• Without health insurance, these bills must be paid entirely out-of-pocket.

Paying medical bills without insurance can drain your savings instantly.

• Over 60% of healthcare expenses in India are paid out-of-pocket by families.
• This often forces people to sell assets or take loans just to cover basic treatment.
• Such financial shocks can push families into long-term debt or poverty.

Government hospitals often struggle to handle the huge patient load.

• Long wait times can delay critical treatment and worsen health outcomes.
• Limited resources and staff reduce the quality of care for many patients.
• Having health insurance enables access to private hospitals with better facilities and faster service.